Investment Calculator
Calculate the potential growth of your investments with compound interest and regular contributions
Investment Details
How to Use This Calculator
- Enter your initial investment amount
- Set your monthly contribution amount
- Choose your expected annual return rate
- Select your investment timeframe
- Click calculate to see potential growth
Typical Return Rates
Investment Projection
Enter your investment details to see potential growth
Frequently Asked Questions
What is compound interest?
Compound interest is interest calculated on the initial principal and the accumulated interest from previous periods. It's often called "interest on interest" and can significantly boost your investment returns over time.
What's a realistic return rate?
Historical stock market returns average around 7-10% annually, but this varies by asset class and time period. Conservative investments might return 3-5%, while growth investments could return 8-12% or more.
Should I invest regularly or in lump sums?
Regular investing (dollar-cost averaging) can help reduce the impact of market volatility and is often more manageable for most people. However, lump sum investing can be more tax-efficient if you have the funds available.
What investment options are available in Australia?
Popular options include shares, managed funds, ETFs, property, bonds, and superannuation. Consider your risk tolerance, time horizon, and financial goals when choosing investments.