1. Acceptance of Terms

By accessing and using PayCalculator.com ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

PayCalculator.com provides a free online pay calculator for Australian employees to estimate their take-home pay, including calculations for:

• Income tax based on current Australian tax brackets
• Medicare levy calculations
• Superannuation contributions
• Net take-home pay estimates

3. Disclaimer of Warranties

The information provided by PayCalculator.com is for general informational purposes only. All information on the site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on the site.

We strongly recommend consulting with a qualified accountant or tax professional for accurate tax advice and calculations specific to your individual circumstances.

4. Limitation of Liability

In no event shall PayCalculator.com, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the service.

5. Accuracy of Information

While we strive to keep the tax rates and calculations up to date with current Australian tax law, we cannot guarantee the accuracy of all information. Tax laws and rates may change, and there may be delays in updating our calculator.

Users are responsible for verifying the accuracy of calculations and should not rely solely on our estimates for important financial decisions.

6. Use License

Permission is granted to temporarily use PayCalculator.com for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials

7. Prohibited Uses

You may not use our service:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code

8. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the service, to understand our practices.

9. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

10. Governing Law

These Terms shall be interpreted and governed by the laws of Australia, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

12. Contact Information

If you have any questions about these Terms of Service, please contact us: