Retirement Age Calculator

Calculate your retirement age and retirement date based on your birth date and country. Plan your retirement timeline and understand your eligibility for benefits.

Calculate Retirement Age

Retirement ages vary by country and birth year

Retirement Information

Enter your birth date to calculate retirement age

Retirement Planning Tips

Early Retirement Considerations

  • Reduced Benefits: Early retirement typically means reduced monthly benefits
  • Healthcare: Consider healthcare costs before Medicare eligibility
  • Longevity: Plan for potentially longer retirement period
  • Savings: Ensure adequate personal savings and investments

Full Retirement Benefits

  • Maximum Benefits: Receive full retirement benefits
  • No Penalties: No reduction in monthly payments
  • Healthcare: Medicare eligibility typically begins
  • Stability: More predictable income stream

Retirement Ages by Country

CountryFull Retirement AgeEarly Retirement AgeNotes
United States65-67 (varies by birth year)62Social Security
United Kingdom65-67 (varies by birth year)55State Pension
Canada65-67 (varies by birth year)60Canada Pension Plan
Australia65-67 (varies by birth year)55Age Pension
Germany65-67 (varies by birth year)63German Pension System
France62-64 (varies by birth year)60French Pension System
Japan6560Japanese Pension System
China6050Chinese Pension System

How to Use This Calculator

Step-by-Step Guide

  1. 1. Enter your birth date
  2. 2. Select your country
  3. 3. Choose retirement type (full, early, or both)
  4. 4. Click "Calculate Retirement Age"
  5. 5. View your retirement dates and timeline

Important Notes

  • • Retirement ages vary by country and birth year
  • • Early retirement typically reduces benefits
  • • Consider healthcare and other factors
  • • Consult financial advisors for personalized planning

Frequently Asked Questions

Why does retirement age vary by birth year?

Many countries have gradually increased retirement ages to address longer life expectancies and ensure the sustainability of pension systems. Your birth year determines which retirement age applies to you.

What's the difference between early and full retirement?

Full retirement age provides maximum benefits with no penalties. Early retirement allows you to start receiving benefits sooner but typically with reduced monthly payments.

Should I retire early or wait for full retirement?

This depends on your personal situation, health, financial needs, and other income sources. Consider consulting with a financial advisor to make the best decision for your circumstances.

Are these retirement ages guaranteed?

Retirement ages can change due to policy updates. This calculator provides current information, but you should check with official government sources for the most up-to-date retirement age requirements.